Critical Illness Insurance

The out-of-pocket costs of a serious illness can be catastrophic, even with medical insurance. Critical Illness Insurance helps provide financial protection in the event of a covered serious illness. The policy pays a lump sum benefit directly to you if you are diagnosed with a covered condition. You can use this benefit any way you choose – to pay deductibles and coinsurance or copays, expenses your family incurs to be by your side, or simply to replace your lost earnings from being out of work.

Covered Illnesses include:

*The coverage pays 25% of the face amount of the policy once per lifetime for Carcinoma in Situ and 10% for Coronary Artery Bypass Surgery.

Plan Features:

Your Benefits Counselor can help you calculate the cost of the benefit, which will vary depending upon factors such as your age, coverage level and tobacco use.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations that may affect any benefits payable.