Voluntary benefits for 2021

Voluntary benefits through Aon Voluntary Benefits and Enrollment Solutions

Additional coverage is offered through Northwell’s partner Aon. Voluntary benefit policies are portable, meaning you can take them with you if you should leave the organization. Below is a list of offerings you can request a quote for during benefits open enrollment or upon hire. For more information, to get a quote and enroll, call the Aon Voluntary Benefits and Enrollment Solutions Enrollment Center or visit northwell.edu/voluntarybenefits.

Aon Voluntary Benefits Enrollment Center:
Open Enrollment 1-855-874-0439 Monday - Friday, 9:00 a.m. - 6:00 p.m. ET
New Hire Enrollment: 1-888-561-0240 Monday - Friday, 9:00 a.m. - 6:00 p.m. ET

Please click a voluntary benefit below to learn more:

The policy pays the full benefit directly to you if you are diagnosed with a covered condition. You can use this benefit any way you choose – to pay deductibles, copays, coinsurance, expenses your family incurs to be by your side, or simply to replace your lost earnings from being out of work.

Covered illnesses include:

  • Heart attack
  • Cancer*
  • Stroke
  • End stage renal (kidney) failure
  • Major organ transplant
  • Coronary artery bypass surgery*

*The coverage pays 25% of the face amount of the policy once per lifetime for non-invasive cancer and coronary artery bypass surgery.

Plan features:

  • You choose the benefit amount when you enroll.
  • Coverage is guaranteed Issue up to $30,000 during this Open Enrollment period.
  • You do not have to be terminally ill to receive benefits.
  • Family coverage is available
  • A wellness benefit is included, which pays a $50 annual benefit if a covered health screening test is performed (blood tests, stress tests, colonoscopies, chest X-rays, etc.).
  • Coverage is portable – you can take your policy with you if you change jobs or retire.

For more information, call Aflac at 1-800-433-3036 or visit aflacgroupinsurance.com.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations that may affect any benefits payable. This benefit becomes effective the first of the month in which your benefit payroll deductions begin.

Accident Insurance is designed to help cover the out-of-pocket medical expenses and extra bills you may incur as a result of an accident. The plan pays a benefit directly to you – not a doctor or hospital – for injuries and accident-related expenses. You can use the money however you choose.

Benefit amounts are based on the type of injury and treatment needed.

Covered injuries and accident-related expenses include:

  • Fractures
  • Dislocations
  • Hospitalizations
  • Physical therapy
  • Emergency room treatment
  • Transportation
  • Lodging, and more

Plan features:

  • Benefits are paid for accidents that occur on or off-the-job, so you have 24-hour coverage
  • You can also elect to cover your spouse, same sex domestic partner and children
  • There are no health questions or physical exams required
  • You can take your policy with you if you change jobs or retire

For more information, call Aflac at 1-800-433-3036 or visit aflacgroupinsurance.com.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations that may affect any benefits payable. This benefit becomes effective the first of the month in which your benefit payroll deductions begin.

This coverage pays a benefit to you when you are admitted to the hospital and additional amounts for each day you are confined. The funds can be used to pay for out-of-pocket expenses, such as coinsurance and deductibles, and even for non-medical expenses like rent or mortgage payments, car payments, groceries, child care and more.

Plan highlights:

  • No pre-existing condition limitations.
  • No waiting period.
  • Benefits do NOT reduce as you get older.
  • Coverage can be purchased for your spouse and children (employee must elect coverage).

Additional plan features:

  • Hospital admission - $1,000 per confinement
  • Hospital confinement - $165 per day, up to 31 days for each covered sickness or accident
  • Hospital intensive care - $165 per day up to 10 days per confinement for each covered sickness or accident (paid in addition to Hospital Confinement benefit)
  • Guaranteed issue – If you enroll during this Open Enrollment period, you will not be required to provide medical information

For more information, call Aflac at 1-800-433-3036 or visit aflacgroupinsurance.com.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations that may affect any benefits payable. This benefit becomes effective the first of the month in which your benefit payroll deductions begin.

Permanent life insurance is an individual insurance policy designed to provide a death benefit to your beneficiaries if something should happen to you. It can also build cash value that you can utilize while you are still living. At an affordable premium, you can have the added financial protection you and your family may need during times of uncertainty.

Plan features:

  • You can purchase coverage for yourself, your spouse, your children and/or your grandchildren.
  • Permanent Life Insurance is voluntary, which means you purchase the precise amount of coverage that is right for your needs.
  • The benefit is Guaranteed Issue, so no physical exams are required to apply for coverage up to a certain amount during this Open Enrollment period.
  • As the policy builds cash value, you can eventually use it to make premium payments or to pay urgent expenses while you are still living.
  • You can take your policy with you if you leave the company or retire.
  • A Long Term Care Rider is included, which provides benefits for nursing home care, home health care or adult day care

Permanent life insurance never expires. You keep the policy as long as you make the payments, which means the premiums will not go up. Lock in a lower premium NOW and save thousands of dollars in the future! Cost varies based on age, coverage level and tobacco use.

For more information, call Transamerica at 1-888-763-7474 or visit transamerica.com

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations that may affect any benefits payable. Your Permanent Life Insurance election is effective the first of the month following the month in which your benefit payroll deductions begin.

Identity theft protection provides comprehensive, proactive identity theft monitoring and recovery assistance. By constantly monitoring your personal and financial data, this service catches fraud early, and helps you act quickly to limit the damage of stolen information.

This benefit becomes effective the first of the month in which your benefit payroll deductions begin.

For more information, call NortonLifeLock at 1-800-607-9174 or visit my.norton.com.

The plan gives eligible employees and their dependents access to a network of local attorneys for telephone and in-office consultations. The network can provide comprehensive legal assistance and discounted representation on a variety of legal needs.

Some covered services include:

  • Document review
  • Wills
  • Name changes
  • Estate administration
  • Document preparation, including Power of Attorney, deeds, promissory notes and mortgages
  • Lawyer office work
  • Adoptions
  • Administrative hearings
  • Real estate transfer
  • Debt collection defense

This benefit becomes effective the first of the month in which your benefit payroll deductions begin.

For more information, call LegalEASE at 1-800-248-9000 and reference “Northwell Health” or visit Legaleaseplan.com/northwell.

Pet insurance reimburses eligible veterinary expenses relating to accidents, illnesses and injuries for dogs, cats, birds and several exotic pets. Optional wellness protection coverage is also available for routine preventative exams and services. The premium is based on the age of the pet, species and breed. Coverage includes the option to use your preferred vet and 24/7 access to a vet helpline. For more information, call Nationwide at 1-800-874-0651 or visit petinsurance.com.

This benefit becomes effective the first of the month in which your benefit payroll deductions begin.