Supplemental Medical

HBC offers excellent medical plan options; however, no plan covers all the costs of a serious illness or injury. If a major health event occurs, deductibles and coinsurance can add up to thousands of dollars. Supplemental benefits allow you to greatly reduce this financial exposure.

Critical Illness Insurance

Critical Illness Insurance reduces the financial impact of a major illness, such as a heart attack, stroke, or cancer.

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Accident Insurance

Accident Insurance pays a benefit directly to you if you or an eligible dependent suffers a covered injury.

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Hospital Indemnity Insurance

Hospital Indemnity Insurance can help protect your finances by providing payments to help cover eligible expenses associated with a hospital stay.

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